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Citigroup Inc.

C · NYSE · Financials, banks · United States · US GAAP · Fiscal year ends December

Latest report: Q2 FY2026, the quarter ended 30 June 2026, released 6 August 2026. Snapshot FY2026Q2_c8d6d233.

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Overview

Total net revenue, quarter
+14.3% year on year
Income before income taxes, quarter
+53.8% year on year
Net income attributable to the company, quarter
+45.1% year on year
Return on equity, quarter annualised
+3.5pp year on year
Cost-to-income ratio
−5.3pp year on year
Credit cost ratio
−0.31pp year on year

Select a figure to see the document it came from.

Key Findings

Findings for the latest quarter, with their history over earlier quarters.

  1. Net income attributable to the company for the quarter ended 30 June 2026 was US$5.8 billion, 45.1% higher than in the same quarter a year earlier.

    Strengthenedin Q2 FY2026 · stated since Q1 FY202645.1% from 42.3% in Q1 FY2026
    Rule: Profit against a year earlier · Sources 10-Q 2026-06
    History of this finding, 14 records
    1. Q2 FY2026 StrengthenedNet income attributable to the company for the quarter ended 30 June 2026 was US$5.8 billion, 45.1% higher than in the same quarter a year earlier.Recorded from FY2026Q2_c8d6d233 · data update
    2. Q1 FY2026 NewNet income attributable to the company for the quarter ended 31 March 2026 was US$5.8 billion, 42.3% higher than in the same quarter a year earlier.Reconstructed · data update
    3. Q1 FY2026 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    4. Q4 FY2025 NewNet income attributable to the company for the quarter ended 31 December 2025 was US$2.5 billion, 13.5% lower than in the same quarter a year earlier.Reconstructed · data update
    5. Q4 FY2025 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    6. Q3 FY2025 WeakenedNet income attributable to the company for the quarter ended 30 September 2025 was US$3.8 billion, 15.9% higher than in the same quarter a year earlier.Reconstructed · data update
    7. Q2 FY2025 StrengthenedNet income attributable to the company for the quarter ended 30 June 2025 was US$4.0 billion, 24.9% higher than in the same quarter a year earlier.Reconstructed · data update
    8. Q1 FY2025 NewNet income attributable to the company for the quarter ended 31 March 2025 was US$4.1 billion, 20.6% higher than in the same quarter a year earlier.Reconstructed · data update
    9. Q1 FY2025 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    10. Q4 FY2024 NewNet income attributable to the company for the quarter ended 31 December 2024 was US$2.9 billion.Reconstructed · data update
    11. Q4 FY2024 RetiredThe finding changed to stated without a comparison.Reconstructed · data update
    12. Q3 FY2024 NewNet income attributable to the company for the quarter ended 30 September 2024 was US$3.2 billion, 8.7% lower than in the same quarter a year earlier.Reconstructed · data update
    13. Q3 FY2024 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    14. Q2 FY2024 NewNet income attributable to the company for the quarter ended 30 June 2024 was US$3.2 billion, 10.4% higher than in the same quarter a year earlier.Reconstructed · initial

  2. Total net revenue for the quarter was US$24.8 billion, 14.3% higher than a year earlier.

    Confirmedin Q2 FY2026 · stated since Q2 FY202414.3% from 14.1% in Q1 FY2026
    Rule: Revenue against a year earlier · Sources 10-Q 2026-06
    History of this finding, 9 records
    1. Q2 FY2026 ConfirmedTotal net revenue for the quarter was US$24.8 billion, 14.3% higher than a year earlier.Recorded from FY2026Q2_c8d6d233 · data update
    2. Q1 FY2026 StrengthenedTotal net revenue for the quarter was US$24.6 billion, 14.1% higher than a year earlier.Reconstructed · data update
    3. Q4 FY2025 WeakenedTotal net revenue for the quarter was US$19.9 billion, 2.1% higher than a year earlier.Reconstructed · data update
    4. Q3 FY2025 StrengthenedTotal net revenue for the quarter was US$22.1 billion, 9.3% higher than a year earlier.Reconstructed · data update
    5. Q2 FY2025 StrengthenedTotal net revenue for the quarter was US$21.7 billion, 8.2% higher than a year earlier.Reconstructed · data update
    6. Q1 FY2025 WeakenedTotal net revenue for the quarter was US$21.6 billion, 2.8% higher than a year earlier.Reconstructed · data update
    7. Q4 FY2024 StrengthenedTotal net revenue for the quarter was US$19.5 billion, 12.3% higher than a year earlier.Reconstructed · data update
    8. Q3 FY2024 WeakenedTotal net revenue for the quarter was US$20.2 billion, 0.9% higher than a year earlier.Reconstructed · data update
    9. Q2 FY2024 NewTotal net revenue for the quarter was US$20.0 billion, 3.6% higher than a year earlier.Reconstructed · initial

  3. Annualised return on equity for the quarter was 11.0%, against 7.6% in the same quarter a year earlier.

    Confirmedin Q2 FY2026 · stated since Q1 FY2026
    Rule: Return on equity against a year earlier · Sources 10-Q 2026-03, 10-Q 2026-06, 10-Q 2025-03 and 1 more
    History of this finding, 13 records
    1. Q2 FY2026 ConfirmedAnnualised return on equity for the quarter was 11.0%, against 7.6% in the same quarter a year earlier.Recorded from FY2026Q2_c8d6d233 · data update
    2. Q1 FY2026 NewAnnualised return on equity for the quarter was 10.9%, against 7.7% in the same quarter a year earlier.Reconstructed · data update
    3. Q1 FY2026 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    4. Q4 FY2025 NewAnnualised return on equity for the quarter was 4.6%, against 5.5% in the same quarter a year earlier.Reconstructed · data update
    5. Q4 FY2025 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    6. Q3 FY2025 WeakenedAnnualised return on equity for the quarter was 7.0%, against 6.2% in the same quarter a year earlier.Reconstructed · data update
    7. Q2 FY2025 ConfirmedAnnualised return on equity for the quarter was 7.6%, against 6.2% in the same quarter a year earlier.Reconstructed · data update
    8. Q1 FY2025 WeakenedAnnualised return on equity for the quarter was 7.7%, against 6.5% in the same quarter a year earlier.Reconstructed · data update
    9. Q4 FY2024 NewAnnualised return on equity for the quarter was 5.5%, against -3.5% in the same quarter a year earlier.Reconstructed · data update
    10. Q4 FY2024 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    11. Q3 FY2024 NewAnnualised return on equity for the quarter was 6.2%, against 6.8% in the same quarter a year earlier.Reconstructed · data update
    12. Q3 FY2024 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    13. Q2 FY2024 NewAnnualised return on equity for the quarter was 6.2%, against 5.6% in the same quarter a year earlier.Reconstructed · initial

  4. The cost-to-income ratio for the quarter was 57.4%, against 62.7% a year earlier.

    Strengthenedin Q2 FY2026 · stated since Q1 FY2026
    Rule: Cost-to-income ratio against a year earlier · Sources 10-Q 2026-06
    History of this finding, 11 records
    1. Q2 FY2026 StrengthenedThe cost-to-income ratio for the quarter was 57.4%, against 62.7% a year earlier.Recorded from FY2026Q2_c8d6d233 · data update
    2. Q1 FY2026 NewThe cost-to-income ratio for the quarter was 58.1%, against 62.2% a year earlier.Reconstructed · data update
    3. Q1 FY2026 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    4. Q4 FY2025 NewThe cost-to-income ratio for the quarter was 69.6%, against 67.1% a year earlier.Reconstructed · data update
    5. Q4 FY2025 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    6. Q3 FY2025 WeakenedThe cost-to-income ratio for the quarter was 64.7%, against 65.0% a year earlier.Reconstructed · data update
    7. Q2 FY2025 WeakenedThe cost-to-income ratio for the quarter was 62.7%, against 66.1% a year earlier.Reconstructed · data update
    8. Q1 FY2025 WeakenedThe cost-to-income ratio for the quarter was 62.2%, against 67.1% a year earlier.Reconstructed · data update
    9. Q4 FY2024 StrengthenedThe cost-to-income ratio for the quarter was 67.1%, against 91.7% a year earlier.Reconstructed · data update
    10. Q3 FY2024 WeakenedThe cost-to-income ratio for the quarter was 65.0%, against 67.1% a year earlier.Reconstructed · data update
    11. Q2 FY2024 NewThe cost-to-income ratio for the quarter was 66.1%, against 69.8% a year earlier.Reconstructed · initial

Records before Q2 FY2026 are reconstructed from the latest snapshot. Ledger: findings.json.

Data

Source documents27 documents, latest Form 10-Q, period ended 30 June 2026List
DownloadsExcel workbook · JSON
SnapshotFY2026Q2_c8d6d233

Corporate Events

Corporate events are listed for companies whose figures come from 10-K and 10-Q filings; none are listed for this company.

Earnings, Returns and Balance Sheet

Total Net Revenue

By quarter, US dollars

Income Before Income Taxes

By quarter, US dollars

Net Income Attributable to the Company

By quarter, US dollars

Revenue Mix

Share of total net revenue by quarter, per cent

Return on Equity

Quarter annualised, per cent

Cost-to-income Ratio

By quarter, per cent

Credit Cost Ratio

Provision for credit losses over average loans, quarter annualised, per cent

Loan-to-deposit Ratio

At quarter end, per cent

Financial Statements

Figures as filed. Select a figure for its source document and method; a small d marks a quarter derived from cumulative reports.

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Ratios

Select a ratio for its formula and the figures it uses, each with its document; (i) gives its definition.

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Source Documents

Documents of this snapshot, latest first.

DocumentDateId
Form 10-Q, period ended 30 June 20266 Aug 202610-Q:0000831001-26-000045
Form 10-Q, period ended 31 March 20267 May 202610-Q:0000831001-26-000019
Form 10-K, period ended 31 December 202520 Feb 202610-K:0000831001-26-000011
Form 10-Q, period ended 30 September 20256 Nov 202510-Q:0000831001-25-000154
Form 10-Q, period ended 30 June 20256 Aug 202510-Q:0000831001-25-000131
Form 10-Q, period ended 31 March 20258 May 202510-Q:0000831001-25-000086
Form 10-K, period ended 31 December 202421 Feb 202510-K:0000831001-25-000067
Form 10-Q, period ended 30 September 20247 Nov 202410-Q:0000831001-24-000134
Form 10-Q, period ended 30 June 20242 Aug 202410-Q:0000831001-24-000100
Form 10-Q, period ended 31 March 20243 May 202410-Q:0000831001-24-000051
Form 10-K, period ended 31 December 202323 Feb 202410-K:0000831001-24-000033
Form 10-Q, period ended 30 September 20233 Nov 202310-Q:0000831001-23-000132
Form 10-Q, period ended 30 June 20234 Aug 202310-Q:0000831001-23-000097
Form 10-Q, period ended 31 March 20235 May 202310-Q:0000831001-23-000055
Form 10-K, period ended 31 December 202227 Feb 202310-K:0000831001-23-000037
Form 10-Q, period ended 30 September 20224 Nov 202210-Q:0000831001-22-000146
Form 10-Q, period ended 30 June 20224 Aug 202210-Q:0000831001-22-000111
Form 10-Q, period ended 31 March 20229 May 202210-Q:0000831001-22-000056
Form 10-K, period ended 31 December 202128 Feb 202210-K:0000831001-22-000036
Form 10-Q, period ended 30 September 20218 Nov 202110-Q:0000831001-21-000167
Form 10-Q, period ended 30 June 20214 Aug 202110-Q:0000831001-21-000126
Form 10-Q, period ended 31 March 20216 May 202110-Q:0000831001-21-000066
Form 8-K, period ended 15 April 202115 Apr 20218-K:0001104659-21-050513
Form 10-K, period ended 31 December 202026 Feb 202110-K:0000831001-21-000042
Form 10-Q, period ended 30 September 20204 Nov 202010-Q:0000831001-20-000110
Form 10-Q, period ended 30 June 20205 Aug 202010-Q:0000831001-20-000078
Form 10-Q, period ended 31 March 20204 May 202010-Q:0000831001-20-000044

Checks

380361 of 380 checks passed, 19 warnings
Fiscal calendar68 passedFiscal years last 350 to 380 days, quarters 80 to 125 days, and each period starts on the day after the one before. Checked at error level.
Quarters and fiscal year103 of 117 passedThe 4 quarters of every item add up to its fiscal year, or a later filing restated the year. Checked at error level; a difference that a later report explains is a warning, which does not stop publication.
Interest expense, FY2020: $14,541m against $13,338m
Net interest income, FY2020: $43,548m against $44,751m
Total net revenue, FY2020: $74,298m against $75,501m
Noninterest expense, FY2020: $43,265m against $44,374m
Income before income taxes, FY2020: $13,189m against $13,632m
Income tax expense, FY2020: $2,412m against $2,525m
Reported quarters0 of 5 passedA quarter that a filing reports on its own agrees with the figures of the same filing. Checked at warning level.
Noninterest expense, Q4 FY2020: $11,104m against $11,198m
Income before income taxes, Q4 FY2020: $5,441m against $4,998m
Income tax expense, Q4 FY2020: $1,116m against $1,003m
Net income including noncontrolling interests, Q4 FY2020: $4,331m against $4,001m
Net income attributable to the company, Q4 FY2020: $4,309m against $3,979m
Filer identity1 passedThe documents are those of the company of this page. Checked at error level.
Balance sheet identity26 passedTotal assets equal total liabilities and equity at each balance sheet date. Checked at error level.
Balance sheet structure26 passedTotal assets equal liabilities, temporary equity and total equity. Checked at warning level.
Quarters and 9 months10 passedThe 3 reported quarters of a fiscal year add up to the reported 9-month figure. Checked at error level.
Earnings per share6 passedNet income divided by average shares agrees with reported basic earnings per share. Checked at warning level.
Bank interest32 passed Checked at error level.
Bank revenue32 passed Checked at error level.
Bank pretax31 passed Checked at error level.
Bank loans26 passed Checked at error level.

Data Quality

How many values of this snapshot the checks prove, and how many Annalist derives, withholds and tracks as restated. Every company.

Values published1,476
Confirmed by other figures42.5%, 628 values
Confirmed by a second document0.0%, 0 values
Derived from reported figures14.0%, 207 values
Values withheld0
Restated figures tracked96
Changes compared on one basis11
Company lines mapped1 of 1 reviewed

Citation

Annalist, Citigroup Inc., snapshot citigroup/FY2026Q2_c8d6d233 (as of FY2026 Q2); <item label>, <period>; source <document id> (<document url>)

Snapshot FY2026Q2_c8d6d233 · dataset SHA-256 c8d6d2333640be959d8e9514bef9573e6344cc24d61301ecc1301e1a6083487e · findings rules 0.4

Data: info.json · dataset.json · validation.json · documents.json