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Wells Fargo & Company

WFC · NYSE · Financials, banks · United States · US GAAP · Fiscal year ends December

Latest report: Q3 FY2026, the quarter ended 30 September 2026, released 28 October 2026. Snapshot FY2026Q3_be22cc76.

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Overview

Total net revenue, quarter
+2.0% year on year
Income before income taxes, quarter
+2.7% year on year
Net income attributable to the company, quarter
+6.5% year on year
Return on equity, quarter annualised
+1.0pp year on year
Cost-to-income ratio
−1.8pp year on year
Credit cost ratio
+0.10pp year on year

Select a figure to see the document it came from.

Key Findings

Findings for the latest quarter, with their history over earlier quarters.

  1. Net income attributable to the company for the quarter ended 30 September 2026 was US$6.0 billion, 6.5% higher than in the same quarter a year earlier.

    Weakenedin Q3 FY2026 · stated since Q4 FY20246.5% from 16.6% in Q2 FY2026
    Rule: Profit against a year earlier · Sources 10-Q 2026-09
    History of this finding, 10 records
    1. Q3 FY2026 WeakenedNet income attributable to the company for the quarter ended 30 September 2026 was US$6.0 billion, 6.5% higher than in the same quarter a year earlier.Recorded from FY2026Q3_be22cc76 · data update
    2. Q2 FY2026 StrengthenedNet income attributable to the company for the quarter ended 30 June 2026 was US$6.4 billion, 16.6% higher than in the same quarter a year earlier.Reconstructed · data update
    3. Q1 FY2026 StrengthenedNet income attributable to the company for the quarter ended 31 March 2026 was US$5.3 billion, 7.3% higher than in the same quarter a year earlier.Reconstructed · data update
    4. Q4 FY2025 WeakenedNet income attributable to the company for the quarter ended 31 December 2025 was US$5.4 billion, 5.6% higher than in the same quarter a year earlier.Reconstructed · data update
    5. Q3 FY2025 WeakenedNet income attributable to the company for the quarter ended 30 September 2025 was US$5.6 billion, 9.3% higher than in the same quarter a year earlier.Reconstructed · data update
    6. Q2 FY2025 StrengthenedNet income attributable to the company for the quarter ended 30 June 2025 was US$5.5 billion, 11.9% higher than in the same quarter a year earlier.Reconstructed · data update
    7. Q1 FY2025 WeakenedNet income attributable to the company for the quarter ended 31 March 2025 was US$4.9 billion, 6.0% higher than in the same quarter a year earlier.Reconstructed · data update
    8. Q4 FY2024 NewNet income attributable to the company for the quarter ended 31 December 2024 was US$5.1 billion, 47.4% higher than in the same quarter a year earlier.Reconstructed · data update
    9. Q4 FY2024 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    10. Q3 FY2024 NewNet income attributable to the company for the quarter ended 30 September 2024 was US$5.1 billion, 11.3% lower than in the same quarter a year earlier.Reconstructed · initial

  2. Total net revenue for the quarter was US$21.9 billion, 2.0% higher than a year earlier.

    Weakenedin Q3 FY2026 · stated since Q2 FY20252.0% from 8.6% in Q2 FY2026
    Rule: Revenue against a year earlier · Sources 10-Q 2026-09
    History of this finding, 10 records
    1. Q3 FY2026 WeakenedTotal net revenue for the quarter was US$21.9 billion, 2.0% higher than a year earlier.Recorded from FY2026Q3_be22cc76 · data update
    2. Q2 FY2026 StrengthenedTotal net revenue for the quarter was US$22.6 billion, 8.6% higher than a year earlier.Reconstructed · data update
    3. Q1 FY2026 StrengthenedTotal net revenue for the quarter was US$21.4 billion, 6.4% higher than a year earlier.Reconstructed · data update
    4. Q4 FY2025 ConfirmedTotal net revenue for the quarter was US$21.3 billion, 4.5% higher than a year earlier.Reconstructed · data update
    5. Q3 FY2025 StrengthenedTotal net revenue for the quarter was US$21.4 billion, 5.3% higher than a year earlier.Reconstructed · data update
    6. Q2 FY2025 NewTotal net revenue for the quarter was US$20.8 billion, 0.6% higher than a year earlier.Reconstructed · data update
    7. Q2 FY2025 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    8. Q1 FY2025 StrengthenedTotal net revenue for the quarter was US$20.1 billion, 3.4% lower than a year earlier.Reconstructed · data update
    9. Q4 FY2024 WeakenedTotal net revenue for the quarter was US$20.4 billion, 0.5% lower than a year earlier.Reconstructed · data update
    10. Q3 FY2024 NewTotal net revenue for the quarter was US$20.4 billion, 2.4% lower than a year earlier.Reconstructed · initial

  3. Annualised return on equity for the quarter was 13.4%, against 12.3% in the same quarter a year earlier.

    Weakenedin Q3 FY2026 · stated since Q4 FY2024
    Rule: Return on equity against a year earlier · Sources 10-Q 2026-06, 10-Q 2026-09, 10-Q 2025-06 and 1 more
    History of this finding, 10 records
    1. Q3 FY2026 WeakenedAnnualised return on equity for the quarter was 13.4%, against 12.3% in the same quarter a year earlier.Recorded from FY2026Q3_be22cc76 · data update
    2. Q2 FY2026 StrengthenedAnnualised return on equity for the quarter was 14.3%, against 12.1% in the same quarter a year earlier.Reconstructed · data update
    3. Q1 FY2026 ConfirmedAnnualised return on equity for the quarter was 11.7%, against 10.9% in the same quarter a year earlier.Reconstructed · data update
    4. Q4 FY2025 ConfirmedAnnualised return on equity for the quarter was 11.8%, against 11.2% in the same quarter a year earlier.Reconstructed · data update
    5. Q3 FY2025 ConfirmedAnnualised return on equity for the quarter was 12.3%, against 11.4% in the same quarter a year earlier.Reconstructed · data update
    6. Q2 FY2025 ConfirmedAnnualised return on equity for the quarter was 12.1%, against 11.0% in the same quarter a year earlier.Reconstructed · data update
    7. Q1 FY2025 WeakenedAnnualised return on equity for the quarter was 10.9%, against 10.1% in the same quarter a year earlier.Reconstructed · data update
    8. Q4 FY2024 NewAnnualised return on equity for the quarter was 11.2%, against 7.5% in the same quarter a year earlier.Reconstructed · data update
    9. Q4 FY2024 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    10. Q3 FY2024 NewAnnualised return on equity for the quarter was 11.4%, against 12.8% in the same quarter a year earlier.Reconstructed · initial

  4. The cost-to-income ratio for the quarter was 62.8%, against 64.6% a year earlier.

    Weakenedin Q3 FY2026 · stated since Q4 FY2025
    Rule: Cost-to-income ratio against a year earlier · Sources 10-Q 2026-09
    History of this finding, 14 records
    1. Q3 FY2026 WeakenedThe cost-to-income ratio for the quarter was 62.8%, against 64.6% a year earlier.Recorded from FY2026Q3_be22cc76 · data update
    2. Q2 FY2026 StrengthenedThe cost-to-income ratio for the quarter was 60.4%, against 64.3% a year earlier.Reconstructed · data update
    3. Q1 FY2026 WeakenedThe cost-to-income ratio for the quarter was 66.8%, against 68.9% a year earlier.Reconstructed · data update
    4. Q4 FY2025 NewThe cost-to-income ratio for the quarter was 64.5%, against 68.2% a year earlier.Reconstructed · data update
    5. Q4 FY2025 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    6. Q3 FY2025 NewThe cost-to-income ratio for the quarter was 64.6%, against 64.2% a year earlier.Reconstructed · data update
    7. Q3 FY2025 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    8. Q2 FY2025 NewThe cost-to-income ratio for the quarter was 64.3%, against 64.3% a year earlier.Reconstructed · data update
    9. Q2 FY2025 RetiredThe finding changed to unchanged from a year earlier.Reconstructed · data update
    10. Q1 FY2025 NewThe cost-to-income ratio for the quarter was 68.9%, against 68.7% a year earlier.Reconstructed · data update
    11. Q1 FY2025 RetiredThe finding changed to higher than a year earlier.Reconstructed · data update
    12. Q4 FY2024 NewThe cost-to-income ratio for the quarter was 68.2%, against 77.1% a year earlier.Reconstructed · data update
    13. Q4 FY2024 RetiredThe finding changed to lower than a year earlier.Reconstructed · data update
    14. Q3 FY2024 NewThe cost-to-income ratio for the quarter was 64.2%, against 62.9% a year earlier.Reconstructed · initial

Records before Q3 FY2026 are reconstructed from the latest snapshot. Ledger: findings.json.

Data

Source documents27 documents, latest Form 10-Q, period ended 30 September 2026List
DownloadsExcel workbook · JSON
SnapshotFY2026Q3_be22cc76

Corporate Events

Corporate events are listed for companies whose figures come from 10-K and 10-Q filings; none are listed for this company.

Earnings, Returns and Balance Sheet

Total Net Revenue

By quarter, US dollars

Income Before Income Taxes

By quarter, US dollars

Net Income Attributable to the Company

By quarter, US dollars

Revenue Mix

Share of total net revenue by quarter, per cent

Return on Equity

Quarter annualised, per cent

Cost-to-income Ratio

By quarter, per cent

Credit Cost Ratio

Provision for credit losses over average loans, quarter annualised, per cent

Loan-to-deposit Ratio

At quarter end, per cent

Financial Statements

Figures as filed. Select a figure for its source document and method; a small d marks a quarter derived from cumulative reports.

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Ratios

Select a ratio for its formula and the figures it uses, each with its document; (i) gives its definition.

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Source Documents

Documents of this snapshot, latest first.

DocumentDateId
Form 10-Q, period ended 30 September 202628 Oct 202610-Q:0000072971-26-000327
Form 10-Q, period ended 30 June 202628 Jul 202610-Q:0000072971-26-000302
Form 10-Q, period ended 31 March 202629 Apr 202610-Q:0000072971-26-000217
Form 10-K, period ended 31 December 202524 Feb 202610-K:0000072971-26-000133
Form 10-Q, period ended 30 September 202531 Oct 202510-Q:0000072971-25-000253
Form 10-Q, period ended 30 June 20255 Aug 202510-Q:0000072971-25-000201
Form 10-Q, period ended 31 March 202529 Apr 202510-Q:0000072971-25-000129
Form 10-K, period ended 31 December 202425 Feb 202510-K:0000072971-25-000066
Form 10-Q, period ended 30 September 202431 Oct 202410-Q:0000072971-24-000243
Form 10-Q, period ended 30 June 20241 Aug 202410-Q:0000072971-24-000185
Form 10-Q, period ended 31 March 20242 May 202410-Q:0000072971-24-000129
Form 10-K, period ended 31 December 202320 Feb 202410-K:0000072971-24-000064
Form 10-Q, period ended 30 September 202331 Oct 202310-Q:0000072971-23-000170
Form 10-Q, period ended 30 June 20231 Aug 202310-Q:0000072971-23-000138
Form 10-Q, period ended 31 March 20232 May 202310-Q:0000072971-23-000102
Form 10-K, period ended 31 December 202221 Feb 202310-K:0000072971-23-000071
Form 10-Q, period ended 30 September 202231 Oct 202210-Q:0000072971-22-000205
Form 10-Q, period ended 30 June 20221 Aug 202210-Q:0000072971-22-000174
Form 10-Q, period ended 31 March 20223 May 202210-Q:0000072971-22-000113
Form 10-K, period ended 31 December 202122 Feb 202210-K:0000072971-22-000096
Form 10-Q, period ended 30 September 20211 Nov 202110-Q:0000072971-21-000317
Form 10-Q, period ended 30 June 202128 Jul 202110-Q:0000072971-21-000267
Form 10-Q, period ended 31 March 20215 May 202110-Q:0000072971-21-000221
Form 10-K, period ended 31 December 202023 Feb 202110-K:0000072971-21-000197
Form 10-Q, period ended 30 September 20202 Nov 202010-Q:0000072971-20-000338
Form 10-Q, period ended 30 June 20204 Aug 202010-Q:0000072971-20-000288
Form 10-Q, period ended 31 March 20205 May 202010-Q:0000072971-20-000236

Checks

376368 of 376 checks passed, 8 warnings
Fiscal calendar70 passedFiscal years last 350 to 380 days, quarters 80 to 125 days, and each period starts on the day after the one before. Checked at error level.
Quarters and fiscal year97 of 105 passedThe 4 quarters of every item add up to its fiscal year, or a later filing restated the year. Checked at error level; a difference that a later report explains is a warning, which does not stop publication.
Noninterest income, FY2021: $42,713m against $43,387m
Total net revenue, FY2021: $78,492m against $79,166m
Noninterest expense, FY2021: $53,831m against $53,758m
Income before income taxes, FY2021: $28,816m against $29,563m
Income tax expense, FY2021: $5,578m against $5,764m
Net income including noncontrolling interests, FY2021: $23,238m against $23,799m
Filer identity1 passedThe documents are those of the company of this page. Checked at error level.
Balance sheet identity27 passedTotal assets equal total liabilities and equity at each balance sheet date. Checked at error level.
Balance sheet structure27 passedTotal assets equal liabilities, temporary equity and total equity. Checked at warning level.
Quarters and 9 months14 passedThe 3 reported quarters of a fiscal year add up to the reported 9-month figure. Checked at error level.
Earnings per share6 passedNet income divided by average shares agrees with reported basic earnings per share. Checked at warning level.
Bank interest33 passed Checked at error level.
Bank revenue33 passed Checked at error level.
Bank pretax33 passed Checked at error level.
Bank loans27 passed Checked at error level.

Data Quality

How many values of this snapshot the checks prove, and how many Annalist derives, withholds and tracks as restated. Every company.

Values published1,349
Confirmed by other figures44.8%, 605 values
Confirmed by a second document0.0%, 0 values
Derived from reported figures14.5%, 195 values
Values withheld0
Restated figures tracked141
Changes compared on one basis20
Company lines mapped4 of 4 reviewed

Citation

Annalist, Wells Fargo & Company, snapshot wells-fargo/FY2026Q3_be22cc76 (as of FY2026 Q3); <item label>, <period>; source <document id> (<document url>)

Snapshot FY2026Q3_be22cc76 · dataset SHA-256 be22cc76c4f61167632db86c44289591a9fd71a0ad410eae9b3977dfe2c76545 · findings rules 0.4

Data: info.json · dataset.json · validation.json · documents.json